“D.A. gave me the tools and hope to transform my life.
-Maggie
What We Do
For some, unsecured debt—debt not backed by collateral like a home or car—becomes an addictive and unmanageable part of life.
Compulsive debting often manifests as compulsive shopping, underearning, or alternating between overspending and deprivation. This cycle can lead to feelings of hopelessness and financial instability.
Debtors Anonymous provides a clear pathway to recovery. Our program is built around attending meetings, engaging with D.A. literature, seeking guidance from a program sponsor, and practicing the Twelve Steps. Together, these tools help members regain control of their finances and build a healthier relationship with money.
How We Can Help
At D.A., we believe financial freedom is possible for everyone, one day at a time. Our meetings are a safe, welcoming space where members can share their experiences, learn from others, and find hope.
Whether you’re struggling with compulsive spending, underearning, or general financial anxiety, you’ll find a community ready to support you.
- Membership Requirement: The only requirement to join is a desire to stop incurring unsecured debt.
- Cost to Join: There are no dues or fees. We are self-supporting through voluntary contributions.
- Anonymity: Confidentiality is at the core of our program. What is shared in meetings stays within the group.
About Our Meetings
Each meeting includes readings, discussions, and sharing from members. These gatherings help foster connection, offer practical tools, and inspire a sense of hope. Regular attendance allows newcomers to identify with others, learn valuable insights, and connect with individuals who can guide them on their journey.
Meetings often include:
- Reading of the Twelve Steps and Twelve Traditions
- Sharing experiences and solutions
- Reviewing the Signs of Compulsive Debting and the Tools of D.A.
- Business meetings to ensure financial self-support
Core Principles of D.A.
- Solvency: Our primary purpose is to avoid incurring any new unsecured debt, one day at a time.
- Pressure Relief Groups and Meetings: These structured meetings with experienced members help individuals develop spending and action plans tailored to their financial situations.
- Anonymity: A spiritual foundation that prioritizes principles over personalities.
The Twelve Steps of Debtors Anonymous
Central to our recovery process, the Twelve Steps guide members through acknowledging their struggles, making amends, and fostering a spiritual awakening.
These steps provide a roadmap for addressing financial and emotional challenges while building a stable and fulfilling life.